Are you struggling to find the best app for Demat and trading account in India? With so many options, picking the right platform can be confusing. Whether you’re a beginner or a seasoned trader, the right app can make investing simple, secure, and affordable. In this article, we’ll break down the top apps for Demat and trading accounts in 2025, highlight their features.
Why the Right Demat and Trading App Matters
Opening a Demat and trading account is the first step to investing in stocks, mutual funds, commodities, and more. But with dozens of apps promising the best rates and features, how do you choose? The best app for Demat and trading account in India should offer:
- Easy account opening
- Low or zero charges
- Reliable security
- Powerful trading tools
- Responsive support
This guide will help you make an informed choice, backed by the latest 2025 data and a deep dive into competitor offerings.
Top 10 Best Apps for Demat and Trading Account in India (2025)
Here’s a quick overview of the leading apps, based on features, charges, and user experience:
| Rank | App Name | Account Opening Fee | AMC (Annual) | Brokerage (Equity Delivery) | Unique Feature |
| 1 | Upstox | ₹0 | ₹0 (1st year) | ₹20/order | Low cost, advanced tools |
| 2 | Angel One | ₹0 | ₹240 (1st yr free) | ₹20/order | Research, advisory, robust app |
| 3 | ICICI Direct | ₹0 | ₹700 | 0.55% | 3-in-1 account, full-service broker |
| 4 | Kotak Sec | ₹0 | ₹600 | 0.49% | Personalized advisory, tools |
| 5 | 5paisa | ₹0 | ₹300 | ₹20/order | Flat brokerage, MF investments |
| 6 | Groww | ₹0 | ₹0 | ₹20/order or 0.01% | Zero AMC, simple interface |
| 7 | Sharekhan | ₹0 | ₹400 | 0.5% | Training, advanced platforms |
| 8 | Motilal Oswal | ₹0 | ₹199 | 0.5% | Portfolio management, advisory |
| 9 | SBI Sec | ₹0 | ₹750 (1st yr free) | 0.5% | 3-in-1 account, banking integration |
1. Upstox: The Best App for Demat and Trading Account in India
Upstox is a leading stockbroker trusted by over 1.3 crore (13 million) Indians. Backed by Ratan Tata, it is known for its user-friendly app, transparent pricing, and a wide range of investment options. Upstox is SEBI-registered and follows all regulatory guidelines for investor safety.
Why Choose Upstox?
- Zero Account Opening Charges: Open your Demat and trading account online for free in just a few minutes.
- Zero AMC (Annual Maintenance Charge) for First Year: Save on yearly costs when you start investing with Upstox.
- Flat Brokerage: Pay only up to ₹20 per executed order across equity, F&O, commodity, and currency segments.
- Zero Commission on Mutual Funds and IPOs: Invest in mutual funds and IPOs with no extra cost.
- Advanced Trading Tools: Access features like TradingView and ChartIQ charts, option chain with Greeks, ready-made strategies, and basket orders.
- Multi-Segment Trading: Trade in equities, commodities, currencies, mutual funds, ETFs, SGBs, and more from a single app.
- Robust Security: All data is encrypted and stored as per regulatory guidelines. Upstox offers two-factor authentication and regular security updates.
- Easy KYC and Onboarding: Complete your KYC and open your account in three simple steps—download the app, verify your mobile, and e-sign your documents3.
- Excellent Customer Support: Multiple channels for support, including phone, email, and chat.
Key Features
- One App, Multiple Investments: Manage stocks, mutual funds, IPOs, bonds, and more.
- Advanced Charting: Use 100+ indicators and multiple chart types for technical analysis.
- Margin and Leverage: Get up to 90% margin against stocks for options trading and up to 5x leverage for intraday equity.
- Automated Trades: Set Good Till Triggered (GTT) orders with trailing stop-loss for better risk management.
- Nominee Addition: Easily add a nominee for your account security and succession planning.
- Paperless Experience: 100% digital account opening and document management.
Upstox Charges (2025)
| Charge Type | Upstox Fee |
| Account Opening | ₹0 |
| AMC (1st Year) | ₹0 |
| AMC (from 2nd Year) | ₹150 |
| Brokerage (Equity) | ₹20/order or 0.05% |
| Mutual Funds, IPOs | ₹0 |
| Commodity, F&O, Currency | ₹20/order |
2. Angel One
Angel One offers a robust mobile app for investors and traders, with personalized advisory and real-time market data.
Why Choose Angel One?
- Comprehensive research and advisory
- Flat ₹20 per order brokerage
- Zero account opening charges
Key Features
- Portfolio management
- Educational resources
- Real-time data and alerts
3. ICICI Direct (Full-Service Commodity Broker in India)
ICICI Direct is a top full-service broker, offering a 3-in-1 account (banking, trading, Demat) and a wide range of investment products.
Why Choose ICICI Direct?
- Detailed research reports and investment recommendations
- Seamless banking and trading integration
- Full-service commodity broker in India
Key Features
- Comprehensive investment options (stocks, MFs, bonds, insurance, loans)
- Personalized advisory and relationship manager
- High security standards
4. Kotak Securities
Kotak Securities offers advanced trading tools and personalized advisory services.
Why Choose Kotak?
- 0.49% equity delivery brokerage
- Advanced research tools
- Strong banking integration
Key Features
- Personalized portfolio management
- Seamless fund transfers
Comparison Table: Best Demat and Trading Account Apps in India (2025)
| App Name | Account Opening | AMC (1st Yr) | Brokerage (Equity Delivery) | Unique Feature |
| Upstox | ₹0 | ₹0 | ₹20/order | Low cost, advanced tools |
| Angel One | ₹0 | ₹0 (1st yr) | ₹20/order | Research, advisory |
| ICICI Direct | ₹0 | ₹700 | 0.55% | Full-service, 3-in-1 |
| Kotak Sec | ₹0 | ₹600 | 0.49% | Advisory, research tools |
| 5paisa | ₹0 | ₹300 | ₹20/order | Flat brokerage, MF |
| Groww | ₹0 | ₹0 | ₹20/order or 0.01% | Zero AMC, simple UI |
How to Choose the Best App for Demat and Trading Account in India
- Check Brokerage and AMC: Lower charges mean higher returns. Upstox, Groww, and Zerodha are top for affordability.
- Ease of Use: Choose an app with a clean, intuitive interface (Upstox, Zerodha).
- Product Range: Look for platforms offering stocks, commodities, mutual funds, IPOs, and more.
- Research Tools: Advanced charting, technical indicators, and market news are vital for active traders.
- Customer Support: Prompt and helpful support is essential.
- Security: Ensure SEBI registration and robust data protection.
Frequently Asked Questions (FAQs)
Which is the best app for Demat and trading account in India in 2025?
Upstox is the best app for Demat and trading account in India, offering zero account opening charges, low brokerage, and advanced trading tool.
Does Upstox offer customer support?
Yes, Upstox provides customer support via phone, email, and chat.
Can I add a nominee to my Upstox account?
Yes, adding a nominee is easy and recommended for account security.
Is Upstox suitable for commodity trading?
Yes, Upstox is a leading commodity broker in India and supports full-service commodity trading.
How fast can I open a Demat account with Upstox?
You can open an account online in minutes with instant KYC verification.
Is Upstox SEBI registered and safe?
Yes, Upstox is SEBI registered and follows all regulatory and security norms for investor protection.
Are there any hidden charges?
All charges are transparently listed on the Upstox website. Statutory charges like STT, GST, and stamp duty apply as per government rules.
What documents are required to open a Demat account?
You need PAN card, Aadhaar card, bank proof, and a passport-size photo.
Can I invest in mutual funds and IPOs through Upstox?
Yes, Upstox allows zero-commission investments in mutual funds and IPOs.
What are the brokerage charges on Upstox?
Upstox charges a flat ₹20 per order for equity, F&O, commodity, and currency trades.
Conclusion
Choosing the best app for a Demat and trading account in India is crucial for your investment journey. After comparing all top platforms, Upstox stands out in 2025 for its zero account opening charges, low brokerage, advanced features, and robust security. Whether you are a beginner or an experienced trader, Upstox offers a seamless, affordable, and secure investing experience. Open your Upstox account today and take the first step toward financial growth!
Have a favorite trading app? Share your experience in the comments below!
