Are you searching for the best app to invest in the stock market in India for beginners? With so many options, picking the right platform can feel overwhelming. Whether you want to buy your first share, track your investments, or explore commodities and mutual funds, the right app can make all the difference. In this guide, we’ll break down the top stock market apps for Indian investors, focusing on features, pricing, and why Upstox stands out as the best choice for beginners in 2025.
Introduction
Starting your stock market journey can be confusing. Which app is safe? Which one is affordable? Where can you learn as you invest? With thousands of new investors opening Demat accounts every month, India’s digital trading platforms have stepped up their game. But not every app is beginner-friendly or cost-effective. This article, backed by the latest data and competitive analysis, will help you find the best app to invest in stock market in India for beginners—with a special focus on Upstox, which leads the pack in 2025.
Why Do Beginners Need a Special App for Stock Market Investing?
For beginners, investing can seem complicated. The best apps for beginners offer:
- Simple, clean interfaces
- Educational resources
- Low or zero account opening charges
- Affordable brokerage fees
- Reliable customer support
- Paperless account opening
Top 7 Best Stock Market Investment Apps for Beginners in India (2025)
Below is a curated list of the top apps for Indian beginners, based on features, ease of use, and value for money.
1. Upstox (Our Top Pick)
Product Introduction
Upstox is one of India’s fastest-growing investment platforms, trusted by over 10 million users as of 2025. Backed by industry leaders and known for its transparent pricing, Upstox offers an all-in-one solution for stocks, mutual funds, commodities, and currencies.
Why Choose Upstox?
- Beginner-Friendly: Clean interface, easy onboarding, and detailed tutorials.
- Low Brokerage: Maximum ₹20 per executed order across segments—no hidden charges.
- Zero AMC for First Year: No account maintenance fees for the first year, making it affordable for new investors.
- Wide Product Range: Invest in equities, commodities, currencies, mutual funds, and digital gold in one app.
- Strong Support: Multiple customer support channels (phone, email, chat).
- Security: Regulated by SEBI and partnered with CDSL for safe Demat accounts.
Key Features
- Multi-Segment Trading: Trade stocks, commodities, currencies, and mutual funds from a single dashboard.
- Advanced Charting: Access to technical indicators and customizable charts.
- Learning Resources: In-app guides and tutorials for beginners.
- Fast Account Opening: 100% digital KYC process—open your account in minutes.
- Affordable Pricing: ₹20 per order or 0.05% (whichever is lower) for most trades.
- Commodity Broker in India: Upstox is a leading Commodity Broker in India (Full-Service Brokers), offering seamless commodity trading on MCX and NSE.
Upstox Brokerage & Charges (2025)
| Segment | Brokerage Fee | Account Maintenance Charges (AMC) |
| Equity Delivery | ₹20 per executed order or 0.1% | ₹0 (First year) |
| Equity Intraday | ₹20 per executed order or 0.05% | ₹0 (First year) |
| Equity Futures | ₹20 per executed order or 0.05% | ₹0 (First year) |
| Equity Options | Flat ₹20 per executed order | ₹0 (First year) |
| Commodity Futures | ₹20 per executed order or 0.05% | ₹0 (First year) |
| Commodity Options | Flat ₹20 per executed order | ₹0 (First year) |
| Currency Futures | ₹20 per executed order or 0.05% | ₹0 (First year) |
| Currency Options | Flat ₹20 per executed order | ₹0 (First year) |
Zerodha Kite
Why it’s great for beginners:
- User-friendly interface: Simple navigation and easy order placement.
- Educational support: Access to Varsity, a free learning platform covering basics to advanced trading.
- Zero brokerage on equity delivery: No charges for long-term investments.
- Advanced charting: Helps you learn technical analysis as you grow.
User stats: Over 8 million active clients by the end of 2024, 17.5% NSE market share.
Groww
Why it’s great for beginners:
- Zero-commission mutual funds: Start investing with no extra charges.
- Simple interface: Designed for first-time investors.
- Tutorials and guides: Step-by-step help for new users.
Rupeezy
Why it’s great for beginners:
- Intuitive design: Easy navigation and quick access to tools.
- 100+ indicators: Learn and analyze stocks with powerful tools.
- Instant payouts: Fast liquidity for your investments.
- Low MTF rates: Up to 7 days of interest-free intraweek trading.
User stats: Over 200,000 users, 4.3+ star rating on app stores (Jan 2025).
Shoonya by Finvasia
Why it’s great for beginners:
- Zero brokerage on delivery trades: Invest in stocks and mutual funds without extra fees.
- Free demat and trading account: No account opening or maintenance charges.
- AI-powered analysis: Smart tools for market insights.
- Simple interface: Easy for all age groups.
User stats: Over 165,000 active users, 4.0+ star rating (Dec 2024).
Angel One
Why it’s great for beginners:
- Comprehensive app: Invest in stocks, mutual funds, and commodities.
- Educational content: In-app tutorials and learning resources.
- Low brokerage: Affordable for small investors.
5paisa
Why it’s great for beginners:
- All-in-one platform: Trade stocks, F&O, ETFs, and invest in SIPs.
- Low-cost plans: Affordable for new investors.
- Powerful tools: Smart analysis for better decisions.
Comparison Table: Best Apps for Beginners
| App Name | Account Opening Charges | Brokerage (Delivery) | Key Features | User Base (2025) |
| Zerodha Kite | ₹0 | ₹0 | Varsity, advanced charts | 8 million+ |
| Upstox | ₹0 | ₹0 | Multi-segment, dual platform | 2.9 million+ |
| Groww | ₹0 | ₹0 | Zero-commission mutual funds, tutorials | Not disclosed |
| Rupeezy | ₹0 | ₹0 | 100+ indicators, instant payouts | 200,000+ |
| Shoonya | ₹0 | ₹0 | AI analysis, free demat | 165,000+ |
| Angel One | ₹0 | ₹0 | Learning content, multi-asset | Not disclosed |
| 5paisa | ₹0 | ₹0 | SIPs, low cost | Not disclosed |
What Features Should Beginners Look For?
- Ease of Use: Simple interface and easy navigation are essential for first-timers3.
- Educational Support: Apps like Zerodha (Varsity) and Groww offer tutorials and guides13.
- Low Charges: Look for zero or low account opening and brokerage fees35.
- Customer Support: Reliable help via chat, email, or phone is a must13.
- Security: Ensure the app is SEBI-registered and uses strong security protocols3.
- Paperless Onboarding: Quick and easy KYC and account setup.
How to Choose the Best App for Stock Market Investment in India
- Ease of Use: Look for a simple interface and easy navigation.
- Low Charges: Compare brokerage and maintenance fees.
- Product Range: Ensure the app supports stocks, commodities, mutual funds, and more.
- Learning Resources: For beginners, in-app tutorials and educational content are a big plus.
- Customer Support: Check for responsive support via multiple channels.
- Security: Ensure SEBI registration and CDSL/NSDL partnership for Demat accounts.
FAQs
Which is the best app to invest in stock market in India for beginners?
Upstox is the best app for beginners in 2025 due to its low charges, simple interface, and wide product range.
What are the account opening charges for Upstox?
Upstox charges ₹0 for account opening and zero AMC for the first year.
Can I invest in commodities with these apps?
Yes, apps like Upstox and Angel One are top Commodity Brokers in India (Full-Service Brokers) and support commodity trading.
Are these apps safe?
All listed apps are SEBI-registered and use secure protocols for transactions.
Which app offers the lowest brokerage for equity delivery?
Zerodha offers zero brokerage on equity delivery, while Upstox charges ₹20 per order or 0.1%, whichever is lower.
Do I need a Demat account to invest in stocks?
Yes, a Demat account is mandatory to hold shares in electronic form.
Can I open a Demat account online?
Yes, all top apps offer 100% digital account opening with instant KYC.
Which app is best for mutual fund investment?
Upstox, Zerodha, and Angel One all offer mutual fund investment options.
Is there any annual maintenance charge (AMC) for beginners?
Upstox and HDFC SKY offer zero AMC for the first year.
How can I learn stock market basics?
Upstox and Zerodha provide in-app tutorials and learning resources for beginners.
Conclusion
For Indian beginners looking to invest in the stock market, Upstox stands out as the best app in 2025. It combines low costs, a user-friendly platform, and the ability to invest across stocks, commodities, and mutual funds—all with strong security and support. Whether you’re just starting or looking to diversify, Upstox offers everything you need to begin your investment journey confidently.
Ready to start? Open your Upstox account today and take your first step towards financial growth!
